PRIVACY POLICY

 

‍This Privacy Policy was last updated in October 2020.

Introduction

Thank you for using Fintor! Your trust is important to us and we’re committed to protecting the privacy and security of your personal information. The information that’s shared with us helps us to provide a great experience with Fintor. We have a dedicated privacy team that’s committed to protecting all the personal information we collect and help ensure that personal information is handled properly worldwide.

 

In this privacy policy (“Privacy Policy”), we describe how, Fintor, Inc.. and its affiliates (together “Fintor” “we,” “us,” or “our”), collect, use and disclose any personal information you provide to us when using the site, services, and applications offered by Fintor (the “Services”) on and through www.fintor.co (collectively, the “Site”). By accessing the Site or using the Services, you acknowledge and consent to our practices described below. Your access to the Site, use of the Services, this Privacy Policy and all defined terms used herein, are subject to and governed by our Terms of Use (as applicable).We value your trust in us. Please carefully review this Privacy Policy to learn about choices available to you regarding our use of your information.

 

How We Collect Your Information

We collect information that may personally identify you (“Personally Identifiable Information”), such as when you sign up for an account on the Site, complete a property application form or open an investor account, provide payment instructions, fill out bank form information, comment, provide your passport or similar identifying information or documents.Personally Identifiable Information may include, among other things, your email address, name, phone number, birthday, address, investment experience, and your educational or professional history. If you choose to utilize our Site and Services from our Site, we will collect payment information from you, such as financial account information, and we may collect information to verify your income or net-worth. Please note that we do not store your financial information. If you choose to add an investment entity to your account, we will also collect information about the entity. The decision to provide this information is optional; however, if you decide not to register or provide such information, you may not be able to use certain features of the Site or the Services.We may automatically collect information that does not identify an individual user, such as IP (internet protocol) address, ISP (internet service provider), the web browser used to visit the Site, the time the Site is visited, which web pages were visited on the Site, a mobile device-type identifier, and other anonymous Site usage data. We may use third-party analytics services which provide us with a clearer picture of how you use the Site, such as where you click on the Site, non-sensitive text entered into the Site, and mouse movements.We also may use cookies and web beacons. Most web browsers are initially set up to accept cookies, but you can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, certain features of the Site may not work if you delete or disable cookies. If you choose to make an account, we provide private messaging services between registered-users of the Site; while we do not monitor these messages, we will periodically select a few to review for compliance and audit purposes; therefore, you should assume any message you send through the Site may later be accessed by our staff or our regulators for compliance or audit purposes.

 

Understand How We Share and Use Your Information

We may share information you provide to us amongst our affiliated parties and service providers. If the Services you use are exclusively provided by one of the entities, you have the right to limit the other affiliated entities from contacting you for marketing purposes (“Affiliate Marketing”), please see Your Choice About Your Information below for details.In order to provide efficient, reliable and independent services, we may be required to share such Personally Identifiable Information with third-party service providers. For example, we may share such details with a third-party custodian of securities or entity that verifies your identify, in order to facilitate and enable effective and efficient provision of our Services to you. You are welcome to contact us at info@fintor.co for name and privacy policies of each such third-party service provider.Unless otherwise agreed to in a separate agreement, we provide the Personally Identifiable Information on a confidential basis to non-affiliated companies we engage as vendors or agents (i) to facilitate the Services provided on our site, such as escrow agents, transfer agents, counsels, advisors, accountants, banks and other financial service providers, and (ii) to service our operation, such as maintaining software or servers, designing or implementing marketing initiatives on our behalf, or conducting audit or testing of any aspect of our operation or Services. Information will be shared with such parties only to the extent reasonably necessary for them to perform services for us or on our behalf and pursuant to confidentiality obligations, or in response to information requests, subpoenas, court orders, or legal process, from law enforcement agencies, self-regulatory organizations, state, federal and foreign regulators.We do not sell your personal information to third-parties.  

 

Your Choices About Your Information

You may decline to submit Personally Identifiable Information through the Services, in which case Republic may not be able to provide certain Services to you. In addition, you may update or correct your account information and email preferences at any time by logging into your account. If you would like us to remove or amend your Personally Identifiable Information from our database, please send a request to info@fintor.co; please note, as many of the Services we provide are regulated, we will not be able to remove Personally Identifiable Information we are required to retain for audit purposes.Note also that this Privacy Policy provides a general statement of the ways in which we protect your personal information. You may, however, in connection with specific products or services offered by us, be provided with privacy policies or statements that supplement this policy.

 

California & Vermont Residents

Fintor will not share information it collects about you with its affiliates or third parties (both financial and non-financial), except as required or permitted by your state’s law.

 

California Privacy Rights

California law permits Members who are California residents to request and obtain from us once a year, free of charge, a list of the third parties to whom we have disclosed their personal information (if any) for their direct marketing purposes in the prior calendar year, as well as the type of personal information disclosed to those third parties. See the “Contact Us” section for where to send such requests. Fintor do not share personal information with third parties for their own direct marketing purposes without your prior consent. Accordingly, you can prevent disclosure of your personal information to third parties for their direct marketing purposes by withholding consent.

 

Effective January 1, 2020, the California Consumer Privacy Act (CCPA) allows California residents, upon a verifiable consumer request, to request that a business that collects consumers’ personal information to give consumers access, in a portable and (if technically feasible) readily usable form, to the specific pieces and categories of personal information that the business has collected about the consumer, the categories of sources for that information, the business or commercial purposes for collecting the information, and the categories of third parties with which the information was shared. California residents also have the right to submit a request for deletion of information under certain circumstances. Consistent with California law, if you choose to exercise your rights, we won’t charge you different prices or provide different quality of services unless those differences are related to your information. See here for information on data subject rights requests and how to submit a request. Please note that you must verify your identity and request before further action is taken. As a part of this process, government identification may be required. Consistent with California law, you may designate an authorized agent to make a request on your behalf. In order to designate an authorized agent to make a request on your behalf, you must provide a valid power of attorney, the requester’s valid government government issued identification, and the authorized agent’s valid government issued identification.

 

We do not sell personal information to third parties. We do allow third parties to collect personal information through our Service and share personal information with third parties for the business purposes described in this Privacy Policy, including without limitation advertising and marketing on our Service and elsewhere based on users’ online activities over time and across different sites, services, and devices.

We May Change Our Privacy Policy

We reserve the right, in our sole discretion, to change, modify, add, or remove portions of this Privacy Policy at any time. Any changes or updates will be effective immediately upon posting to this page. You should review this Privacy Policy regularly for changes. You can determine if changes have been made by checking the Effective Date below. Your continued use of our Site following the posting of any changes to this Privacy Policy means you consent to such changes.

 

How We Secure and Store Your Information

We use commercially reasonable efforts to follow generally accepted standards to protect Personally Identifiable Information submitted to us, both during transmission and once we receive it. When you enter sensitive information (such as bank account information) on our Site, we encrypt the transmission of that information using secure socket layer technology (SSL). From time to time, we review our security procedures to consider appropriate new technology and methods. Please be aware, however, that no method of transmission over the Internet, or method of electronic storage, is free of risk. Therefore, we cannot guarantee that your information will not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards. We disclaim all responsibility and liability for unauthorized access to our servers and systems.We will retain your information for as long as your account is active or is needed to provide you the Services and may retain your data after you discontinue use of the Services. We will retain and use your information as necessary to comply with our legal obligations, including to meet our regulatory obligations, to resolve disputes, and to enforce our agreements.You may opt out of certain cookies tracking: The Site uses tools to facilitate the collection of information. For example, the Site uses Google Analytics, if you wish to disable Google Analytics from all websites you visit (not limited to this Site), you can follow this link. You can read the other relevant privacy policies here , here , here and here. Please contact us if you wish to opt out of any of the tools we use. Please note, we reserve the right to add more tools or disable tools and will update this Privacy Policy to reflect these changes. Your request to disable or your disabling of tools may limit your ability to access and utilize the Site.This site is protected by reCAPTCHA and the Google Privacy policy and Terms of Service apply.

 

Contact Us

If you have any questions about our practices or this Privacy Policy, please contact us at info@fintor.co.